Bank accounts in the US and payment systems for non-residents
To effectively conduct business in the American market, it is important to ensure the ability to make and receive international payments. This will enable you to receive payments from customers or clients, pay bills, services, and purchases in America and around the world.
With our team, you can open a bank account in the United States (FDIC insured) or set up an account in a payment system for your company quickly and efficiently. By having a bank account or accounts in one or multiple payment systems, you expand your possibilities and simplify the payment process for your partners, clients, and customers. We assist in opening a bank account or registering an account in popular payment systems.
Remote account opening in a US bank or payment system without personal presence.
A bank account in the US from $450
We take care of the process of preparing documents, filling out the necessary forms and questionnaires, and communicating with bank managers. Our team members will also consult with you and help you choose the right bank and/or payment system, taking into account all individual features.
Our team's services include:
● Personal consultation with an expert from our team and assistance in choosing the right solution for your individual case;
● Preparation of a complete package of documents by our specialists, communication with bank managers;
● Full legal support and communication assistance (we are available at any time) at every stage of the work.
A payment system account from $200
Having an account in one of the major payment systems helps you accept payments from anywhere in the world, manage finances conveniently, and conduct transactions quickly for any amount.
● PayPal is a convenient service for online payments. Your partners, clients, or buyers can easily make payments to your account, even if they are not registered in the payment system.● Payoneer is an international payment system that allows you to actively work on global platforms and conduct fast transactions. With a Payoneer account, you can accept payments in 150 currencies.● Wise is a convenient payment system that helps you accept payments for your business online. With Wise, you can receive funds in 55+ currencies and quickly receive transfers from various corners of the world (over 70 countries).
The main advantages of opening an account at an American bank are:
Opening a bank account in the US is an opportunity to efficiently manage your finances and protect yourself from potential theft, lawsuits, and unforeseen situations. With an American bank account, it is convenient to conduct business from anywhere in the world and quickly process transactions with partners.
Using a local account in the USCarrying out any transactions without currency conversion means not losing extra amounts due to exchange rates.
Reliability and safety of fundsReliably insure your money. The American banking system is characterized by reliable deposit insurance.
The reputation of the US banking systemOpening a US bank account also provides access to global currency markets, which can make it easier to do business with a large and diverse audience from different parts of the world.
Loans and new opportunitiesAccess to preferential loans and business credit in a short period of time. This can help reach a larger audience and generate more profits.
Step-by-step process of opening a US bank account with E-Commerce.One:
We have created an efficient system that helps to open a bank account in the USA quickly and effectively. In most cases, you won't even need a personal visit to the USA! Just follow these 5 simple steps:
Application form filling
To begin, you need to fill out an online form, which will only take a few minutes.
Call and consultation
One of our team members will contact you for an initial consultation. You'll be able to discuss all the details and ask any questions you may have.
Gathering the necessary documents
Uploading the necessary documents for processing your application to start opening a bank account in the US.
Depositing funds into the account
At this stage, it is necessary to make a minimum deposit to the US bank account - starting from $100.
Receiving a decision
Once your account is opened, you will receive a debit card and be able to set up online banking.
What is needed to open an account in the USA?
The process of opening a bank account is not easy and requires a lot of attention to detail. Bank managers take into account the riskiness of the business, its transparency, and study the personal data of the owners before making a decision. We know how to properly submit documents so that your application is successful.
PassportPassports of all company owners.
AddressThe residential address of the company owners with confirmation (utility bills).
EINA letter with confirmation of the assignment of EIN
Articles of IncorporationThe document confirms the registration of a legal entity in the United States.
Operational agreementThe internal document of the company that regulates its work.
A payment system account
The most popular and convenient payment systems in the world are PayPal, Payoneer, and Wise. They help companies accept payments in multiple currencies from different countries around the world. Opening an account in one of these payment systems should be done with consideration of all legal and technical rules and details. If you want to avoid common mistakes during registration, seek assistance from the E-Commerce.One team.
A business card for settlements
You will be able to get a bank card for quick access to cash funds worldwide.
Payments in any currency
You will be able to receive or send payments in 150 currencies worldwide.
Fast and reliable
A commercial online account will become a convenient and functional solution for conducting business online.
FAQ
How to open an account with the US Bank?
First of all, you need to choose a relevant bank that suits the individual characteristics of your company. Then, you should study the bank's requirements and start the process of opening a corporate account. It is important to clarify whether the bank requires your personal presence beforehand. The E-Commerce.One team will help you choose the optimal bank and provide support at all stages of the account registration process.
Is it possible to open a bank account in the United States remotely?
Opening a bank account in the US without the presence of a non-resident is possible, but it is not an easy task. It is necessary to know all the intricacies of the work of US banks and to be able to fill out the documentation correctly. Our team can assist you in submitting an application for opening a bank account in the US. We will take care of a significant part of the work, calculate all the risks, and help you choose the optimal path to obtaining a bank account.
Are there any guarantees for opening a bank account?
The E-Commerce team cannot provide a definitive guarantee that the process of opening a bank account will be successful. However, our specialists will analyze all possible risks and difficulties, based on which they will help you choose the optimal bank or payment system. We will carefully prepare all the necessary documents and support you throughout the entire process to maximize your chances of opening an account in the US.
What documents will be needed to open an account with a foreign bank?
Each bank in America has different requirements for the documents needed to open a bank account. Therefore, the document package needs to be prepared individually for the chosen bank. The minimum set of documents usually includes:
● A document confirming the identity of the company's beneficiary;
● Corporate documents of the firm;
● All basic information about your company: the sphere of activity, the countries where the activity will be carried out, information about the goods/services you sell, who the partners are;
● A document confirming the beneficiary's residential address;
● If the company's accounts will be managed by a trustee, not the beneficiary, their identity and address confirmation documents must also be submitted.The cost of opening a US bank account?
The cost of our services starts from $150 (excluding postage costs), and the final amount is calculated individually and depends on various factors. The price includes consultation and full support on all stages of opening a bank account.
How long does the procedure for opening an account in a foreign bank take?
The timeline for opening a bank account is individual and depends on the chosen institution. Once all the documents are prepared, our team helps to submit an application for opening an account in the USA. Such a procedure takes about 40 minutes in Bank of America.
Will I know the reason for the refusal to open an account?
Banks in the USA have the right to refuse to open an account without giving a reason. This can be influenced not only by details about the company but also by information about the management and future partners. After a thorough review of all documents, the bank makes a decision about opening the account. That is why it is necessary to know all the nuances of the banking system and properly prepare the documents.