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You can open remotely an account in a U.S. bank or payment system with our assistance. Having a bank account and accounts in payment systems will significantly expand your capabilities and make conducting payments to partners and clients legal and convenient.
What’s required to open a U.S. bank account?
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Passport
Copies of passports for all company owners.
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Proof of Address
Proof of residence for the owners (e.g., utility bills)
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Formation Documents
Proof of registration of your legal entity in the U.S.
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Employer Identification Number (EIN)
A document from the IRS confirming the unique Employer Identification Number (EIN).
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Operating Agreement
An internal document outlining the company's structure.
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Initial Deposit
You may need to make an initial business deposit to open your account. The required deposit and minimum balance depend on the bank and account type.
Get you business bank account right now!
How to open a U.S. bank account
Step-by-step registration plan
We’ve created a simple system to help you open a U.S. bank account without being physically present in the country. Follow these five easy steps to start the process today:
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01.
Filling out the application form
To get started, you need to fill out an online form, which will only take a few minutes.
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02.
Initial Consultation.
Our expert will contact you to explain the process and help you decide which account or payment system best suits your needs.
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03.
Collecting the necessary documents
Upload the required documents so our specialist can start the account registration process.
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04.
Deposit Funds
Make the initial deposit of at least $100 to your new U.S. bank account.
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05.
Receive Your Debit Card
Congratulations! Your account is open. You can now receive a physical debit card and start using online banking. Our specialist will also provide additional guidance on using your account or payment system.
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Features of opening a bank account in the U.S.
Opening a bank account in the U.S. offers convenience, security, and opportunities that can significantly enhance your financial prospects, especially for international transactions and business operations.
Building a U.S. Credit History
Having a bank account helps you begin building a credit history in the U.S., which is essential for accessing credit cards, mortgages, auto loans, and other types of financing.
Ease of Investing
A U.S. bank account simplifies access to investments in the stock market, real estate, bonds, and other assets available in the country. It also facilitates the use of brokerage accounts linked to your bank account.
Tax Refunds
Foreigners working in the U.S. or earning income there can receive tax refunds directly into their American bank account.
Benefits of opening payment system accounts with E-Commerce.One
In addition to a U.S. bank account, you may also need accounts with popular payment systems like PayPal, Payoneer, and Wise. These accounts make it significantly easier to conduct business operations and receive payments in multiple currencies from different countries worldwide. Partnering with Ecommerce-One ensures a seamless registration process and helps you plan your financial activities correctly from scratch.
Multi-currency capabilities
Receive payments and settle invoices in various global currencies without restrictions.
Fully remote process
No need for a visa or travel to the U.S. — just contact our specialists, and we’ll handle everything for you.
Fast and easy Setup
You’ll receive guidance on using the payment system and configuring your account for optimal performance.
Reviews
FAQ
Yes, we assist in opening U.S. bank accounts without requiring the physical presence of non-residents. Our specialists have extensive experience and are familiar with all the nuances of the application process to ensure it proceeds as quickly and smoothly as possible.
The time frame depends on the client’s specific situation, but the process typically takes 3–4 days.
The cost of services provided by E-commerce One starts from $200 (excluding mailing expenses). The final amount is calculated individually. This fee includes consultation and comprehensive support throughout every stage of the account opening process.
Yes, the card will be sent to your company’s registered address.
We assist our clients in understanding all the details of using bank accounts and payment systems and provide an introductory tutorial to ensure smooth operation.
U.S. banks have the right not to disclose the reasons for a denial. Factors such as company details or information about its management and partners may influence the decision. Our specialists help prepare the necessary documents correctly from the outset to minimize the risk of rejection.
Open a commercial account in the USA right now!
Taxation and Tax Refunds
Tax Filing Services for Businesses and Individuals in the United States. Sales tax management, tax returns for non-U.S. residents, audit support, and expense optimization strategies.
Employer Identification Number (EIN)
Submitting a request for an EIN (Employer Identification Number) with the IRS (Internal Revenue Service) entirely online. Obtaining a confirmation letter from the IRS.
Accounting Services
Accounting and bookkeeping services for companies in the United States. Federal and state financial reporting, sales tax management and payment, finances for non-U.S. residents, audit support, and expense optimization.